Free Phones No Credit Card Needed

How To Get Free Phones No Credit Card Needed

Many companies require your credit card when you try to sign a cell phone contract. After you sign the contract, they will most likely ask you to pay for the phone. Although you may receive a discount, it is not always sufficient to cover the phone’s full cost. Luckily, you can still get free cell phones if you have a poor credit score and no way of paying for them. In this post, we will learn how to get free phones no credit card needed.

How To Get Free Phones With No Credit Card Needed

Free Phones No Credit Card Needed

The first and most beneficial option to get a free phone with no credit card is to apply for a free government phone program.

  • The US government runs a program called Lifeline Assistance, which provides a $9.25 monthly discount on a household’s telecommunication service bill to those with low income or who participate in specific government-supported programs. This can be used for landline phones, wireless phones, or internet services.
  • Aside from Lifeline, the Affordable Connectivity Program (ACP) is a new FCC benefit program that aims to make broadband more affordable for households. For eligible households, the benefit provides a discount of up to $30 per month on internet service and up to $75 per month for households on qualifying tribal lands.

In fact, many companies took the Lifeline and ACP programs to the next level by offering free cell phones for eligible customers. All you need to do is finding a Lifeline and ACP provider that offers free phones.

The simplest way to apply with most companies that offer free plans and free phones is online. Find a company that offers free plans in your area and look for the “apply now” button or similar on their home page.

Most companies that offer free plans and phones allow you to apply online. Find a company in your area that offers free plans and look for a “apply now” button or something similar on their home page.

Read more: Free Government phone providers.

Who Qualifies For A Free Phone With No Credit Card Needed?

Free Phones No Credit Card Needed

In order to get a free phone without a credit card, your household income must be at or below 135% of the Federal Poverty Guidelines.

Another way to get a free smartphone is by meeting one of the following criteria:

  • Participates in certain assistance programs, such as SNAP, Medicaid, Federal Public Housing Assistance, SSI, WIC, or Lifeline;
  • Participates in any Tribal specific programs, such as Bureau of Indian Affairs General Assistance, Tribal TANF, or Food Distribution Program on Indian Reservations;
  • Join the National School Lunch Program or the School Breakfast Program, including through the USDA Community Eligibility Provision;
  • Received a Federal Pell Grant during the current award year. 

Different Ways To Get A Phone Without A Credit Card

If your credit score is below 600, you have a bad credit score in most cases. It’s highly unlikely that you’ll be able to get cell phone financing or a postpaid service plan contract.

People with bad credit, on the other hand, can still get a free cell phone. There are several options for getting a cell phone no credit card needed, as listed below:

1. Find a prepaid plan

One of the most efficient ways to get a free cell phone with bad credit is to get a prepaid cell phone plan. Before using any service, you will be required to pay a monthly fee in advance. A prepaid plan does not require a deposit, credit card, or any credit checks because you are paying in advance. 

2. Choose a buy now pay later

Many companies now offer “buy now, pay later” financing. It’s a fantastic way to get an unlocked phone without paying a deposit or submitting to a credit check. You can also pay for the phone in installments later.  Most buy now pay later stores offer a variety of payment options.

3. Sign up for a family plan

Joining a family plan is another way to get a free cell phone with no credit card. Some phone companies offer a family plan that allows customers to add more lines to their accounts. So, if you have a family member or friend with good credit, you could ask them to add you. You might even gain access to features that people with your credit score don’t have.

4. Use a co-signer

Getting a co-signer is also a way to get free cell phones with no deposit and no credit card. The co-signer will act as your guarantor, similar to the family plan. Even if you have bad credit, you may be able to get a cell phone plan if someone with good credit signs the service plan contract on your behalf. However, make sure you pay on time. Otherwise, your co-signer will be responsible for your action.

The Final Words

All in all, getting a free phone with no credit card is possible if you are eligible for the Lifeline and ACP programs. There are even more tips to receiving a phone without a credit card, as mentioned above. Especially, qualifying customers will have a chance to get both free smartphones and free unlimited phone services. Click on the button below to discover this program today!

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